Independent Financial Advisor

Self-Employed Independent Financial Adviser (IFA)
Location: Yorkshire (Field-Based)
Client Bank Inheritance: £10M–£12M AUM | Ideal for Developing Advisers

An exciting opportunity has arisen for a motivated and ambitious Independent Financial Adviser, including newly qualified or early-career advisers, to inherit a supportive but smaller client bank in Yorkshire. This is a self-employed, field-based position offering immediate client contact and real earnings from day one.

The Opportunity

You will take over a portfolio of clients with approximately £10M–£12M assets under management, all previously serviced by an established adviser. This makes the role perfect for those who are Level 4 qualified and ready to begin advising immediately, but who may not yet have extensive experience.

Clients are engaged, review-ready, and accustomed to ongoing servicing. You will be expected to step in from day one to maintain these relationships and provide quality financial advice.

First-Year Earnings

With clients paying 1% ongoing, the inherited book generates:

• £10M AUM: £100,000 ongoing fees → adviser earns £35,000

• £12M AUM: £120,000 ongoing fees → adviser earns £42,000

Expected first-year income is £35,000–£42,000, before any new business is added, offering a stable foundation while you continue to grow.

Income Structure

• Ongoing Servicing: Adviser receives 35% of ongoing fees

• New Business from inherited book: 50% split

• Self-generated new business: 60% split

• Strong potential to significantly increase earnings in years two and three

Support and Infrastructure

• Paraplanning and Admin Support:

  • Free in Year 1

  • £1,200–£1,500 per month from Year 2 onwards

  • Dedicated admin support team

• PI Insurance and Compliance: Fully provided

• Lead Generation: Proven system including teaching-sector specialism, seminars, webinars, and warm leads

• National Network: 24 advisers across the UK, with strong Yorkshire presence and minimal crossover

Who This Role Suits

• Level 4 Diploma qualified minimum

• Early-career IFAs, newly qualified advisers, or those with one or more years’ experience looking to step up

• Confident communicators who can handle clients independently from day one

• Individuals comfortable with self-employment and client-facing responsibility

• Ethical, proactive advisers who want to develop within a supportive national network

Your Responsibilities

• Provide holistic financial planning across pensions, investments, protection, and more

• Deliver annual reviews and ongoing servicing to existing clients

• Build relationships and identify new planning opportunities

• Generate additional business internally and externally

• Maintain full FCA compliance

Why This Opportunity Stands Out

• Perfect development step for early-career advisers

• Immediate access to an active client book, avoiding a cold start

• Stable first-year income of £35,000–£42,000

• Autonomy to shape your business with strong support behind you

• Scalable earnings as your portfolio grows

If you are Level 4 qualified, ambitious, and ready to begin advising clients immediately, this is an excellent opportunity to accelerate your career.

Sector:

1. Financial Services
2. Financial Planning